Bankruptcy Law

Filing for bankruptcy is an important decision that has significant implications in your life. But when mounting debt begins to feel unmanageable, bankruptcy can provide relief. J. Ken Gallon in Miami, Oklahoma helps you decide whether filing for bankruptcy is the most effective way for you to take control of your debt.

You Have Options: Ken Can Help Negotiate Debt Relief

Bankruptcy is not always your only option. J. Ken Gallon is an experienced negotiator who often works with creditors to develop out-of-court solutions that avoid bankruptcy. Frequently, he can negotiate a smaller debt amount that is payable in more-manageable monthly installments.

Chapter 7 Bankruptcy

If you own few assets and have a modest income, Chapter 7 bankruptcy will allow you to clear debt by liquidation of your assets. Ken Gallon can help negotiate bankruptcy filing.

Chapter 12 Bankruptcy

Family farmers or family fishermen with regular annual income make a plan to repay all or part of their debts under Chapter 12 bankruptcy. The repayment plan is made over three to five years.

Chapter 13 Bankruptcy

For families facing foreclosure or whose incomes are higher, Chapter 13 bankruptcy creates a repayment plan of three to five years. This option can have many advantages, including the chance to keep your home.

Contact J. Ken Gallon For Your Consultation

Bankruptcy may or may not be right for you. Stop into his office in Miami, call 918-540-1818 or contact J. Ken Gallon online for an honest appraisal of your financial situation. Ken and his team will take a full view of debts, income, expenses and help you come to an informed decision. We can walk you through the process step by step and help you get your finances in order.

An Expert Bankruptcy Attorney

J. Ken Gallon has been helping people with overwhelming debts for more than 15 years. Ken is one of the most well respected bankruptcy attorneys in the tri-county area, and frequently receives referrals from other attorneys who trust his expertise. As a lawyer and a former accountant he is in a unique position to know the ins and outs of bankruptcy law from multiple angles.

We analyze your case to determine if bankruptcy will advance your immediate and long-term financial goals. We review your debts, income, and expenses, and we explain the full effects of bankruptcy on your family, business, homeownership and access to credit. If bankruptcy is the right choice, we provide detailed information about the bankruptcy process and a complete picture of the outcome that you should expect. Our upfront approach to bankruptcy gives you confidence in your financial future.

Whether you are mired in personal debt, your family farm is struggling or your business is in the red, J. Ken Gallon Attorney at law is here to help.

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Contact Ken for Your Bankruptcy Review

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