Bankruptcy Lawyer in Miami, OK
Also Serving Clients in Joplin, MO
Filing for bankruptcy is an important decision that has significant implications in your life. When mounting debt begins to feel unmanageable, bankruptcy can provide relief. At J. Ken Gallon, Attorney at Law, our Miami bankruptcy lawyer can help you decide whether filing for bankruptcy is the most effective way for you to take control of your debt.
Options for Getting a Fresh Start
With a strong education and history in accounting and tax law, Attorney J. Ken Gallon is an experienced negotiator who can help you find debt relief. Our firm can help you determine if bankruptcy is the most effective way to take control of your debt. We can also negotiate other options with creditors on your behalf.
Bankruptcy is not always your only option. J. Ken Gallon is an experienced negotiator who often works with creditors to develop out-of-court solutions that avoid bankruptcy. Frequently, we are able to negotiate a smaller debt amount that is payable in more manageable monthly installments.
We offer affordable solutions, tailored to meet your needs:
- Chapter 7: If you own few assets and have a modest income, Chapter 7 bankruptcy will allow you to clear debt by liquidation of your assets.
- Chapter 12: Family farmers or family fishermen with regular annual income make a plan to repay all or part of their debts under Chapter 12 bankruptcy. The repayment plan is made over three to five years.
- Chapter 13: For families facing foreclosure or whose incomes are higher, Chapter 13 bankruptcy creates a repayment plan of three to five years. This option can have many advantages, including the chance to keep your home.
You have options to get through your financial troubles. J. Ken Gallon, Attorney at Law can help.
Call (417) 765-0486 now.